Google Pay Vs Samsung Pay: Which is Right For You
You can’t talk about top mobile payment systems without mentioning Google Pay and Samsung Pay. These two mobile payment platforms allow you to make payment easily with your mobile phone. Thus, you don’t need to go about with your debit and credit cards when you have a mobile payment app on your phone.
If you are indecisive on which mobile payment platform to choose between Google pay and Samsung pay, then you are in the right place. This post elaborates on each of the mobile payment app and how it suits individual needs. At the end of this post, you should be able to know which is right for you.
What is Samsung Pay?
The Samsung Pay is mobile payment systems from the mobile giant, Samsung. The unique thing about Samsung Pay is that it only works on Samsung devices. That includes both the Samsung smartphone and the Samsung watch. With your Samsung Pay, you can easily make payments with just your phone.
You don’t have to worry about taking your credit and debit cards with you anywhere you go. According to the recent press release by Samsung, the Samsung Pay can be used to make payments in all point-of-sale. That includes Magnetic stripe, Visa, MasterCard, Europay terminals and NFC.
How Does Samsung Pay Work?
The Samsung mobile payment platform is built with two high-end techs that allow it to work on most point-of-sale. The first is the Magnetic Secure Transmission MST which is used for older terminals. The second is the Near-Field Communication NFC which is a new tech that allows tap-to-pay transactions. These two technological makes Samsung Pay a must-have.
How To Setup The Samsung Pay
It’s been mentioned earlier that Samsung Pay can only work on a Samsung device. Thus, you need to own a Samsung device to enjoy the vast features of the payment app. To use the Samsung Pay, follow the steps below
Step 1. Download and install the app into your device. (Phone or watch)
Step 2. Click on ‘Signup’ to create an account on the platform.
Step 3. You will be promoted to a fingerprint, PIN or Iris Scan.
Step 4. Add a valid debit, credit, gift card or PayPal to your account. You do this by clicking the ‘ADD’ option on the top right side of your tab. Scan your card using the camera on your device. Also, you have to enter other details on your cards like your name, card number, and expiration date. Your account will be verified with your bank. Note that you can add up to 10 bank cards to your account.
Where To Get The Samsung Pay
Initially, when the Samsung Pay was released, it was available on the Google Play Store. That was for Samsung S6 and S6 Edge+. The Samsung Pay ceased to become a downloaded app from the Samsung S7. From that version up, the app came preinstalled with the phone. This means that if your Samsung phone doesn’t come pre-installed with the app, then your phone isn’t compatible to use it.
Which Devices Can You Use The Samsung Pay
You can use the Samsung Pay on the following device
- Samsung Galaxy smartphone (Any Galaxy phone made from 2015).
- Samsung Galaxy Watches ( Galaxy watch and Galaxy watch Active)
- Samsung Gear (Gear S3, Gear S2, Gear S).
How To Make Payment With The Samsung Pay
It is very easy to make payment using the Samsung Pay even for a first-timer. To make payment using the Samsung Pay, follow the steps below
Step 1. Open the mobile app by swiping up the Samsung Pay Bar
Step 2. Check the listed bank cards registered to your account and select the card you want to use for the payment. That is if you have more than one bank card registered to your account.
Step 3. Enter your PIN or place your hand on the fingerprint or use the iris scanner.
Step 4. Hold your device close to the payment terminal to make payment.
Advantages Of The Samsung Pay
. The Samsung Pay makes use of both Magnetic Secure Transmission MST and Near-Field Communication NFC. This makes it effective for most point of sale machines out there.
. Also, you don’t have to worry about taking your credit or debit cards with you everywhere you go.
. You can use PayPal on the Samsung Pay to make purchases online.
Disadvantages Of The Samsung Pay
. It can only be used on Samsung devices.
What is Google Pay?
Google Pay is a mobile payment app from Google. It was initially known as the Android Pay until recently. Just like any mobile payment app, Google Pay allows you to make payment with just your phone. With this app, you can pay for stuff online and offline without your debit or credit cards. All you have to do is to link your bank cards to your Google Pay apps and you are good to go.
How Does Google Pay Work?
Google Pay makes use of Near-Field Communication NFC and Host Card Emulation technologies which are high-end techs that allow tap-to-pay transactions. Also, Google Pay has the Google Pay Send option which is a peer-to-peer payment option available. With this feature, you can send money to your contacts using the app with the person’s phone number or email address. As long as the phone number or email address is linked to the receiver’s Google Pay account.
How To Setup The Google Pay
It is very easy to set up the Google Pay app on your smartphone. The app works on any android device from 4.4+ KitKat version and above. Follow the steps below to set up and use the Google Pay App on your phone.
Step 1. Download and Install the Google Play app. For some newer devices, the Google Pay app comes preinstalled as long as it is available in your location. If you are using an older device, then visit the Google Playstore and download the Google Pay app to your device.
Step 2. After you install and open the Google Pay, the next step is to add a bank card to your account. You can add a debit or credit card to your account by clicking the ‘Payment Method’ option and ‘Add’. Scan the card with your camera and add the details on your card. The details you will add include the name on the card, card number and expiration date on the card. Google Pay will verify your account and send you a notification email or SMS.
Where To Get The Google Pay
For most new versions of android phones come preinstalled with the Google Pay app. That is from Android 4.4+ and above. If your phone doesn’t have the app, you can get the Google Pay app from the Google PlayStore.
Which Devices Can You Use The Google Pay
The Google Pay can be used on an android smartphone with version 4.4+ or later versions.
How To Make Payment With The Google Pay
It is very easy to make payment using Google Pay even for a first-timer. To make payment using the Google Pay, follow the steps below
Step 1. Open the Google Pay app on your mobile device.
Step 2. Hold your device close to or over the payment terminal to make payment. It’s as easy as that.
Advantages Of The Google Pay
. Google Pay makes use of Near-Field Communication NFC and Host Card Emulation technologies which are high-end techs that allow tap-to-pay transactions.
. It can be used on any android device with 4.4+ Kitkat and later versions.
. You can download the app from the Google Play store.
. You don’t have to worry about taking your credit or debit cards with you everywhere you go.
. You can use PayPal on Google Pay to make purchases online.
. You can easily send money to your contacts using the app.
Disadvantages Of The Google Pay
. You can only use it on any android device. Meaning smartphones using the Windows mobile or IOS operating systems cannot use the app.
. You can only use it on terminals that accept contactless payments.
So far, all you need to know about both the Samsung Pay and Google Pay has been explained in detail. With these details, you can choose the one that suits your needs best.