Home Tech Online Technology Crimes: What They Are And How To Avoid Them.

Online Technology Crimes: What They Are And How To Avoid Them.

Cybercrime

Cybercrime has been the bane of every online business’s existence for decades. The statistics of losses incurred through technology crime are astronomical. Studies report that nearly one per cent of the global GDP is lost to cybercrimes.

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Technology crime, more commonly referred to as cybercrime, comes in many forms and has advanced over the years due to the progression in technology. There are a number of different types of online frauds that are used to scam businesses and web users.

1) Identity Theft.

Identity theft is the most frequent of cybercrimes that businesses suffer from. The perpetrator basically gets a hold of someone’s ID and/or credit card somehow and uses them to incur transactions both online and physically.

Online identity theft occurs when the fraudster does not actually have your ID and other documents physically although they do possess some or all of your personal information. This can include your social security number, credit card number, your address, your online passwords etc.

2) Phishing.

It is a common means to send malware to a person’s computer through electronic means. E-mails and online ads are primarily used to send malware and malicious links to users.

When users click on such links, they are redirected to spam websites or some sort of malware is introduced in their system that may end up providing the criminal on the other end with the user’s personal information.

3) Social Engineering.

The easiest way for cybercriminals to scam online users is through social engineering. It is initiated through direct contact with users.

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They use emails, phone calls or social media to contact a person, claiming to represent their banks, a trusted retailer or even a governmental agency. They do so to trick you into giving your personal information and gain access to your bank accounts.




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Fraud Prevention Measures Against Technology Crime.

As daunting as the effects of technology crime may seem, it is quite easy to save oneself from them by taking a few sensible precautionary measures.

1) Keep strong passwords – as tempted as you may feel to keep a short and simple password for your online accounts, particularly your bank accounts, it is best to keep them longer and use as many numbers and symbols as you can. It may help to use unusual phrases in your passwords that may be hard to guess.

2) Avoid clicking on popups or links provided in e-mails or online advertisements. They generally contain malware and may end up affecting your computer or device. Always access your bank’s website by entering its URL into the browser.

3) Identity verification – Nowadays banks and online retailers are increasingly implementing ID verification tools into their businesses in order to make sure every transaction is authenticated. Online identity verification services are used for document verifications, facial verifications and background checks. Such measures can greatly reduce the risk of online fraud. Find out more here.

4) Avoid giving out your passwords to friends or family via email or direct messaging.

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